206 Swan Lk Drive

Coldwater, MS
$ 515,000 Beds 5 Baths 3 Sq 3,850 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 206 Swan Lake Drive in Coldwater, MS (Owner Financing Option) — a spacious home set on 2.85± acres in Tate County. Built in 2007, this 3,715± sq ft, two-story property offers 5 bedrooms and 3 full baths. One of the most impressive features of this home is its construction, designed with safety and durability in mind. Built using Hercules residential wall and floor systems along with StormPro 361 severe weather door and frame systems, the home offers superior protection against storms, earthquakes, fire, bullets, and termites. The windows on the first level are equipped with protective doors that can be closed to block flying debris during severe weather. The foundation was reinforced with rebar, which was embedded in the concrete. Over this, Eco-Block (Styrofoam) forms were installed, creating a highly insulated and storm-resistant structure. The second floor is secured by rebar, a solid concrete slab and styrofoam insulation, further enhancing the home's strength and stability. (Above the electric fireplace there is a opening for the TV where you can see the actual ECO-Blocks). The main level features an expansive open living area, an efficient kitchen, two bedrooms, two bathrooms, office, and laundry closet. Upstairs, a private apartment-style setup offers three more bedrooms, a full bath, a kitchen, and a laundry area — ideal for guests, extended family, or rental opportunities. The upstairs has a dedicated electrical panel. A three-car garage provides plenty of storage, while outside, the property overlooks a peaceful 4.5± acre pond and includes two outbuildings for lawn equipment and tools. The home is All electric, generator ready and there is a wood burning heater capable of heating either the lower or upper levels. Come see this remarkable engineering design today!

Active

  • Price
  • $ 515,000
  • City
  • Coldwater
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • Tate
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 2.85 Acres
  • Zip
  • 38618
  • Sqr Footage
  • 3,850
  • Year Built
  • 2007
  • Taxes
  • $ 3140
  • Style
  • Traditional
  • MLS#
  • 4110684
Listed By: Crye-Leike Hernando
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2024
County Tate
Property Type Residential
Subdivision Name Golden Pond
Status Active
City Coldwater
Lot Size Units Acres
Lot Size Square Feet 124146
Standard Status Active
Heating Central
Garage Spaces 3
Architectural Style Traditional
Security Features Other
Construction Materials Brick
Year Built 2007
New Construction false
Attached Garage true
Other Structures Shed(s),Storage
High School Tate
Elementary School Coldwater Attendance Center
Middle/Junior High School Coldwater
Property Condition Move In Ready
Sewer Waste Treatment Plant
Patio/Porch Features Patio,Screened
Structure Type House
Levels Two
Utilities Electricity Connected,Water Connected
Cooling Ceiling Fan(s),Central Air
Waterfront Features Pond
Roof Shingle

Interior Features

Total Baths 3
Interior Amenities Primary Downstairs
Flooring Tile,Vinyl
Heating Y/N true
Laundry Features Multiple Locations
Fireplace Features Gas Log,Living Room
Window Features Vinyl
Air Conditioning Y/N true
Fireplace Y/N true

Exterior Features

Lot Size Area 2.85
Lot Size Acres 2.85
Parking Features Attached,Parking Pad
Water Source Private,Well
Building Area Total 3850
Waterfront Y/N false
Exterior Amenities Private Yard

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Memphis, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Coldwater Attendance Center Elementary School
Middle School Coldwater Middle School
High School Tate High School

Price History

2/18/2026 Listed $515,000

Property vs Zip Code Average in 38618

Price
AVG $380K
$520K
Taxes
AVG $1,570
$3,140
Year Built
AVG 1999
2007

206 Swan Lk Drive Coldwater, MS is a Single Family Home for sale at $515000 with 3850 sqft and a lot size of 2.85 Acres Acre(s). 206 Swan Lk Drive Coldwater has 5 bedrooms, 3 baths and was built in 2007. The property's zip code is 38618 which is in Coldwater, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.