4578 Mccracken Road

Hernando, MS
$ 649,000 Beds 5 Baths 3 Sq 3,442 Virtual Tour
Monthly Estimate* How much can I afford?

NO HOA! 3% ASSUMABLE FHA LOAN possible for qualified buyers! Almost 2 acres with Hernando schools and no city taxes, a gated property with a wrought-iron gate, swimming pool, spacious backyard, spacious patio, and separate 2-car garage. Under 10 years old, this home combines privacy, premium amenities and extensive recent improvements in a spacious floor plan just minutes from I-55. The home offers two bedrooms and two full baths downstairs, plus three bedrooms upstairs, each with walk-in closets. The spacious primary suite features a peaceful sitting area and two walk-in closets. There is no carpet anywhere in the home. Premium Mohawk RevWood was installed throughout the downstairs in September 2026, including the kitchen and primary bath, with engineered hardwood upstairs. The kitchen features upgraded appliances including convection double ovens, 5-burner electric cooktop, microwave and dishwasher, plus under-cabinet lighting. The primary bath was updated in 2026 with a new soaker tub, new flooring and comfort-height toilet. Distinctive Tuscan iron front doors were added in 2023. Outdoor living is a major highlight, with a 2024 swimming pool with vinyl liner, 2021 hot tub, spacious patio, fenced backyard and integrated sound extending from the living room to the patio, pool and hot tub areas. The gated property provides privacy and plenty of room to enjoy the nearly 2-acre setting. One of the property's most distinctive improvements is the 14' x 20' climate-controlled kennel, added in Spring 2026, featuring four 5' x 5' interior runs, four 5' x 20' exterior runs, high-end Gun Dog Doors and a complete kennel system. A 6' x 12' greenhouse provides another unique amenity. Smart thermostats, Wyze security cameras and video doorbell remain. The separate 2-car garage provides additional parking and storage. For additional peace of mind, the sellers proactively completed a professional pre-listing home inspection and addressed the items identified. Conveniently located approximately 5 minutes from I-55 and approximately 30 minutes from most of the Memphis metro area. A rare opportunity to own almost 2 acres with no HOA, a swimming pool, gated property, Hernando schools, exceptional outdoor living and significant recent improvements already completed.

Active

  • Price
  • $ 649,000
  • City
  • Hernando
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • DeSoto
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.86 Acres
  • Zip
  • 38632
  • Sqr Footage
  • 3,442
  • Year Built
  • 2017
  • Taxes
  • $ 2845
  • Style
  • Traditional
  • MLS#
  • 4161557
Listed By: Bespoke Realty
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2025
County DeSoto
Property Type Residential
HOA false
Subdivision Name Timber Trails
Status Active
City Hernando
Lot Size Units Acres
Lot Size Square Feet 81021.6
Standard Status Active
Heating Central,Electric,Forced Air,Heat Pump,Other
Garage Spaces 4
Architectural Style Traditional
Security Features Prewired,Security Lights,Smoke Detector(s)
Construction Materials Brick
Year Built 2017
New Construction false
Attached Garage true
Other Structures Greenhouse,Kennel/Dog Run,Second Garage
High School Hernando
Elementary School Hernando
Middle/Junior High School Hernando
Property Condition Move In Ready
Sewer Septic Tank,Waste Treatment Plant
Patio/Porch Features Patio,Porch
Structure Type House
Levels Two
Utilities Cable Available,Electricity Connected,Water Connected
Cooling Central Air,Electric,ENERGY STAR Qualified Equipment,Heat Pump,Multi Units
Pool Features Fenced,Hot Tub,In Ground,Outdoor Pool,Vinyl
Roof Architectural Shingles

Interior Features

Total Baths 3
Interior Amenities Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Smart Thermostat,Soaking Tub,Sound System,Tray Ceiling(s),Walk-In Closet(s),Other
Flooring Carpet,Laminate,Tile,Wood
Heating Y/N true
Laundry Features Laundry Room,Lower Level
Fireplace Features Great Room,Living Room,Masonry,Wood Burning
Window Features Low-Emissivity Windows,Blinds,Double Pane Windows,ENERGY STAR Qualified Windows,Vinyl,Window Coverings
Air Conditioning Y/N true
Fireplace Y/N true

Exterior Features

Lot Size Area 1.86
Lot Size Acres 1.86
Parking Features Attached,Detached,Garage Faces Front,Garage Faces Side,Direct Access,Concrete
Lot Features Fenced,Landscaped,Level,Wooded
Water Source Public
Building Area Total 3442
Waterfront Y/N false
Exterior Amenities Rain Gutters
Fencing See Remarks

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Memphis, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hernando Elementary School
Middle School Hernando Middle School
High School Hernando High School

Price History

9/4/2026 Listed $675,000
9/13/2026 4% - $649,000

Property vs Zip Code Average in 38632

Price
AVG $480K
$650K
Taxes
AVG $1,743
$2,845
Year Built
AVG 2009
2017

4578 Mccracken Road Hernando, MS is a Single Family Home for sale at $649000 with 3442 sqft and a lot size of 1.86 Acres Acre(s). 4578 Mccracken Road Hernando has 5 bedrooms, 3 baths and was built in 2017. The property's zip code is 38632 which is in Hernando, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.