204 Merino Dr

Atoka, TN
$ 429,900 Beds 3 Baths 2.5 Sq 2,024
Monthly Estimate* How much can I afford?

The Hampton offers thoughtfully designed single-level living with 3 bedrooms, 2.5 baths, and an open-concept layout perfect for both everyday living and entertaining. The spacious kitchen features a large island, granite countertops, and seamless flow into the main living and dining areas. A cozy ventless gas fireplace adds warmth and charm to the main living space. The private primary suite includes a unique wraparound closet connecting directly to the laundry room and garage entry for added convenience. A 3-car garage provides ample storage and functionality. Built with energy efficiency in mind, this home is Energy Star certified and includes a tankless gas water heater. Enjoy added peace of mind with a 10-year structural warranty. A permanent 30-year fixed interest rate of 5.49% (5.547% APR) is now available. The 5.49% interest rate is available on VA or FHA loans. Incentives require use of Builder’s preferred lender and closing attorney.

Single Family

  • Price
  • $ 429,900
  • City
  • Atoka
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • TIPTON
  • Half Bathrooms
  • 1
  • Area
  • Tipton - South
  • Lot Size
  • Zip
  • 38004
  • Sqr Footage
  • 2,024
  • Year Built
  • 2026
  • Style
  • Split Level
  • MLS#
  • 10220799
Listed By: D & D Homes Realty
Data Source: Memphis MLS (MAAR)

Features

General

Heating Central,Gas
Cooling Ceiling Fan(s),Central
Roof Composition Shingles
Fireplaces 1
Status Active
Full Baths 2
Half Baths 1
Other Rooms Laundry Room,Entry Hall,Attic
Legal Subdivision Name Shepherd's Ridge
Style Split Level
Stories Count 1
County Tipton
Class Residential
Type Detached Single Family
Condo No
Area 621C
Annual Association Fee 200
Management Company Tipton Land Company
Status New Construction
Sale/Rent For Sale
Status Detail 3
Flood Insurance Required No
Area Tipton - South
Service Type Full Service Listing
Neighborhood Association Mandatory
Year Built 2026
Directions From Highway 51 N turn right on Atoka-Munford Ave. Follow to 3-way stop and turn right onto Atoka-Idaville Rd. Go through the roundabout and turn right on Harris Rd. Turn left on Merino Drive then th
City Atoka

Interior Features

Living Room Great Room,Eat-In Kitchen,Breakfast Bar,Separate Breakfast Room,Pantry,Island In Kitchen
Kitchen Dimensions 12x14
Bedroom 3 Dimensions 17x11
Bedroom 2 Dimensions 14x11
Beds 3
Total Baths 2.1
Fireplace Masonry,Ventless Gas Fireplace,In Den/Great Room,Gas Logs
Number of Rooms 6
Downstairs Bedrooms 3
Breakfast Dimensions 12x10
MISC. INTERIOR Walk-In Closet(s),Pull Down Attic Stairs,Attic Access,Security System,Smoke Detector(s),Monitored Alarm,Vent Hood/Exhaust Fan
FLOORS/CEILINGS Wood Laminate Floors,Part Carpet,Tile,Smooth Ceiling,9 or more Ft. Ceiling,Vaulted/Coff/Tray Ceiling
INTERIOR EQUIPMENT Range/Oven,Self Cleaning Oven,Cooktop,Gas Cooking,Disposal,Dishwasher,Microwave
BEDROOM 3 DESCRIPTION Carpet,Level 1,Shared Bath,Smooth Ceiling
BEDROOM 2 DESCRIPTION Carpet,Level 1,Shared Bath,Smooth Ceiling

Exterior Features

Foundation Conventional,Slab
Pool None
Lot 14
Water & Sewer Gas Water Heater,Public Sewer,Public Water,Tankless Water Heater
Lot Size 12,500 sq ft
Parking Display G3A
Lot Description Some Trees,Landscaped
# Covered Parking Spaces 3
PARKING/STORAGE Driveway/Pad,Garage Door Opener(s),Front-Load Garage
EXTERIOR/WINDOWS Brick Veneer,Aluminum/Steel Siding,Vinyl Siding,Double Pane Window(s),Vinyl Windows
Misc. Exterior Porch,Patio,Covered Patio,Sidewalks

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Memphis, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/4/2026 Listed $439,900
9/23/2026 3% - $429,900

Property vs Zip Code Average in 38004

Price
AVG $430K
$430K
Year Built
AVG 2011
2026
Visits
AVG 79
112
Data Provided by Inside Real Estate®

204 Merino Dr Atoka, TN is a Single Family Home for sale at $429900 with 2024 sqft and a lot size of Acre(s). 204 Merino Dr Atoka has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 38004 which is in Atoka, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.